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Consumer protection in Uruguay
Last verified: 2026-10-27 · Status: Changing
Ley 17.250 is a public order law that protects final consumers, including companies buying for their own use, against any provider, local or foreign: offers and ads bind, prices must include taxes, information must be in Spanish and abusive clauses in standard contracts are void. Buyers off premises or online can cancel within five business days today; from 1 January 2027 this becomes 10 calendar days and online sellers must show a 'Botón de arrepentimiento' (withdrawal button) on first access. The Unidad Defensa del Consumidor fines from 20 UR to 4,000 UR (about US$965 to US$193,000), can close premises for up to 90 days, and from 2027 may publish sanctioned and non appearing providers on its website.
USD figures use UYU 40.210 per US dollar, the BCU quotation for DLS. USA BILLETE on 27 October 2026; amounts in Unidades Indexadas (UI) use UYU 6.6792 per UI, the BCU quotation for 27 October 2026, both retrieved from the BCU quotations service on 27 October 2026. Amounts in Unidades Reajustables (UR) use UYU 1,940.77 per UR, the value fixed by Decreto 229/026 (IMPO lists it as the latest UR, in force for September 2026). Conversions are rounded and for orientation only.
Key facts
| Companies buying as final users are consumers | Yes Ley 17.250 art. 2, as of 2026-10-27 · in force |
|---|---|
| Withdrawal period for distance and off premises sales | 5 business daysLey 17.250 art. 16, as of 2026-10-27 · in force |
| Withdrawal period for distance and off premises sales from 1 January 2027 | 10 calendar daysLey 20.531 art. 108, as of 2026-10-27 · pending |
| Mandatory online withdrawal button from 1 January 2027 | Yes, 'Botón de arrepentimiento' Ley 20.531 art. 108, as of 2026-10-27 · pending |
| Days to cancel after automatic renewal | 60 calendar daysLey 17.250 art. 31 I (Ley 20.212 art. 185), as of 2026-10-27 · in force |
| Consumer protection fine minimum | 20 URLey 17.250 art. 47, as of 2026-10-27 · in force |
| Consumer protection fine maximum | 4000 URLey 17.250 art. 47, as of 2026-10-27 · in force |
| Maximum temporary closure of premises | 90 daysLey 17.250 art. 47, as of 2026-10-27 · in force |
| Period for hidden defects to appear | 6 monthsLey 17.250 art. 37, as of 2026-10-27 · in force |
| Prescription for personal injury claims | 4 yearsLey 17.250 art. 38, as of 2026-10-27 · in force |
| Days to answer an inspection record | 10 business daysLey 17.250 art. 50 (Ley 20.212 art. 187), as of 2026-10-27 · in force |
The rule
Cost to do it: No fee; cost of adapting terms, labels and sales processes.
Example: A Montevideo law firm buying office chairs for its own use is a consumer; a furniture shop buying them for resale is not. / A foreign e commerce seller shipping to Uruguayan households is a provider under art. 3.Ley Nº 17.250 (Consumer Relations Law), art. 1, 2 and 3, 2000-08-11 official text · verified 2026-10-27
Cost to do it: Cost of Spanish language labels, manuals and price displays with taxes included.
Example: A shop advertising a TV at UYU 20,000 must show that price with VAT included, plus total financed and instalments if offering credit. / A US brand selling in Uruguay must provide product information and warranty terms in Spanish.Ley Nº 17.250, art. 6, 13, 15, 17 and 20, 2000-08-11 official text · verified 2026-10-27
Cost to do it: Cost of substantiating advertising claims before publication.
Example: A supermarket flyer with a price error that is clear and precise binds the store while the flyer is in circulation unless revoked by similar means. / A US software firm claiming its product is faster than a rival's in Uruguayan ads must be able to prove it.Ley Nº 17.250, art. 12, 14, 24, 25 and 26, 2000-08-11 official text · verified 2026-10-27
Cost to do it: Cost of returns handling and refunds; no fee.
Example: A customer who buys a sofa online and receives it on Monday 2 November 2026 can cancel until Monday 9 November 2026. / A US online retailer that does not state the withdrawal right in its Uruguayan terms exposes itself to cancellation at any time.Ley Nº 17.250, art. 16 (incisos 6 and 7 added by Ley Nº 19.355 art. 248) and art. 16 BIS added by Ley Nº 19.924 art. 222, art. 16 and 16 BIS, 2020-12-18 official text · verified 2026-10-27
Cost to do it: Cost of adding a withdrawal button to websites and apps and of processing refunds and card reversals.
Example: Goods delivered on 4 January 2027 can be returned until 14 January 2027 under the new rule. / A foreign platform selling to Uruguayan consumers must add the 'Botón de arrepentimiento' link to its first screen by 1 January 2027.Ley Nº 20.531 (2025 Accountability Law), art. 108 replacing Ley 17.250 art. 16, art. 109 adding Ley 17.250 art. 53, and art. 2 (in force 1 January 2027), Ley 20.531 art. 2, 108 and 109, 2026-10-01 official text · verified 2026-10-27 · changed: Ley Nº 20.531, promulgated 1 October 2026 and in force 1 January 2027, extends the withdrawal period from five business days to 10 calendar days, adds the mandatory online withdrawal button and partial service refunds, and allows the consumer protection unit to publish sanctioned and non appearing providers.
Cost to do it: Cost of reviewing standard terms; abusive clauses are void without compensation.
Example: A gym contract that renews automatically each year lets the member cancel within 60 days after renewal, and the gym must process it within 15 days. / A US SaaS provider selling to Uruguayan small firms as final users cannot rely on a clause allowing it to change prices unilaterally.Ley Nº 17.250, art. 22, 29, 30 and 31 (literal I as reworded by Ley Nº 20.212 art. 185), art. 22, 29, 30 and 31, 2023-11-06 official text · verified 2026-10-27 · changed: Ley Nº 20.212 of 6 November 2023 art. 185 reworded art. 31 literal I on automatic renewals, setting the 60 day cancellation window and the 15 day processing limit.
Cost to do it: Warranty and repair costs; product liability insurance for importers and manufacturers.
Example: A buyer who discovers on 2 November 2026 that a fridge bought in July has a hidden defect must claim by 2 February 2027. / A foreign manufacturer that can be identified bears product liability in Uruguay rather than the local retailer.Ley Nº 17.250, art. 23, 33, 34, 37 and 38, 2000-08-11 official text · verified 2026-10-27
Cost to do it: Fines from 20 UR (about UYU 38,815, US$965) to 4,000 UR (about UYU 7,763,080, US$193,063); closure up to 90 days.
Example: A store found selling without prices including VAT gets an inspection record and has 10 business days to answer before a fine is set. / For a foreign retail chain the fine ceiling per case is about US$193,063, but closure for up to 90 days and public listing from 2027 are the larger risks.Ley Nº 17.250, art. 40 to 49 (art. 47 incisos 3 to 5 added by Ley Nº 19.149 art. 146) and art. 50 as reworded by Ley Nº 20.212 art. 187, art. 40 to 50, 2023-11-06 official text · verified 2026-10-27
| Item | Term | Source |
|---|---|---|
| Withdrawal, distance and off premises sales (until 31 Dec 2026) | 5 business days | Ley 17.250 art. 16 |
| Withdrawal, from 1 Jan 2027 | 10 calendar days, plus online withdrawal button | Ley 20.531 art. 108 |
| Cancel after automatic renewal | 60 calendar days; provider processes in 15 | Ley 17.250 art. 31 I |
| Apparent defects | 30 days non durable, 90 days durable | Ley 17.250 art. 37 |
| Hidden defects | Appear within 6 months, claim within 3 months | Ley 17.250 art. 37 |
| Personal injury claims | 4 years, 10 year long stop | Ley 17.250 art. 38 |
| Provider defence after inspection | 10 business days | Ley 17.250 art. 50 |
Key deadlines for consumers and providers
| Sanction | Rule | Approx. UYU | Approx. USD |
|---|---|---|---|
| Warning | First minor infraction | ||
| Minimum fine | 20 UR | 38,815 | 965 |
| Maximum fine | 4,000 UR | 7,763,080 | 193,063 |
| Closure | Up to 90 days | ||
| Suspension from state supplier registries | Up to 1 year | ||
| Infringer signs at premises | Up to 20 days |
Sanctions (UYU and USD at the rates in the FX note)
Worked example
- Online sale: a consumer orders a UYU 45,000 (about US$1,119) laptop online, delivered on Tuesday 15 December 2026. Under the current rule the consumer can cancel within five business days, until Tuesday 22 December 2026. For a delivery on 15 January 2027, the new rule gives 10 calendar days, until 25 January 2027, and the seller's site must show the withdrawal button (Ley 17.250 art. 16; Ley 20.531 art. 108).
- Fine exposure: a chain found repeatedly advertising prices without VAT may be fined up to 4,000 UR (about UYU 7,763,080, US$193,063) and, for repeated serious infractions, closed for up to 90 days (art. 47).
- Subscription renewal: a streaming or gym contract that renewed automatically on 1 November 2026 can be cancelled by the consumer until 31 December 2026, and the provider has 15 days to process it (art. 31 I).
Step by step
- Review standard terms against the art. 31 list and remove liability exclusions, unilateral change clauses and opt out deadlines before renewal.
- Show all prices including taxes and, for credit, the cash price, total financed, instalments and effective annual rate.
- Provide information, warranties and manuals in Spanish.
- State the withdrawal right in writing for distance and off premises sales, and add the 'Botón de arrepentimiento' to websites and apps before 1 January 2027.
- Set up refund and card reversal procedures and record your physical address in contracts.
- Prepare to answer inspection records within 10 business days and attend conciliation hearings, since non attendance may be published from 2027.
Common traps
- Companies buying for their own use are consumers too, so B2B sales of final use goods can fall under the law.
- Failing to inform the withdrawal right in writing lets the consumer cancel at any time.
- From 2027 the period counts in calendar days from delivery or start of service, not business days.
- Advertising binds the advertiser and forms part of the contract; contradictory information is read in the consumer's favour.
- Retailers are liable for defects only if importer and manufacturer cannot be identified, so importers carry the main product liability.
- Fines are set in UR and rise with wage inflation.
Sources
- IMPO, Ley Nº 17.250 (consolidated)
- IMPO, Ley Nº 20.531 art. 108 (new art. 16)
- IMPO, Ley Nº 20.531 art. 109 (new art. 53)
- IMPO, Ley Nº 20.531 art. 2 (entry into force)
- IMPO, UR values table
- BCU, exchange rate and UI quotations
Related pages
- regulation/regulatory-compliance-essentials
- regulation/personal-data-protection
- regulation/electronic-documents-and-signatures
- disputes/consumer-claims
- finance/financial-consumer-protection-and-credit-reporting
- normal-abroad/what-works-differently-in-uruguay
- start/reform-tracker
- /country/uruguay/
- /calendar/
- Live dashboard
Related: Uruguay country profile · live dashboard · central bank and release calendar · our posts on X
